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# FAQ
Q: What is stCHR?
**A:** stCHR is a **Liquid Staking Token (LST)** created by **UdonFi**.\
When you stake your CHR through UdonFi, you receive **stCHR** — a token that represents your staked CHR and continuously accrues staking rewards. You can use stCHR in DeFi activities (such as supplying or farming) while still earning staking yield.
Q: How is staking via UdonFi different from staking directly on Chromia Vault?
**A:** UdonFi adds liquidity to your staked CHR — giving you both staking rewards **and** the ability to use your capital elsewhere.
| Feature | Chromia Vault Staking | UdonFi Liquid Staking |
| -------------- | ----------------------: | ----------------------------: |
| Token received | None (locked CHR) | stCHR (liquid token) |
| Liquidity | Locked for 14 days | Freely usable |
| Rewards | 3% APR + validator fees | Auto-reflected in stCHR value |
| Unstaking | 14-day delay | Same 14-day rule |
| Use in DeFi | ❌ No | ✅ Yes, stCHR usable in DeFi |
Q: What happens when I stake my CHR on UdonFi?
StepYour CHR is transferred to a dedicated staking account that UdonFi creates for you on the Chromia Economy Chain.StepThat account stakes your CHR on your behalf.StepYou receive stCHR in your wallet — representing your staked CHR.StepRewards in CHR are automatically distributed daily to that staking account.You can track this account on the Chromia Wallet or Account UI, though it’s non-accessible (for security reasons).
Q: How much can I earn?
**A:** Stakers earn approximately **3% APR** in native CHR, **plus a share of network fees** from the validator they delegate to.\
The total reward rate varies depending on:
* Network size and validator occupancy
* Cluster performance
* Your share of total delegated CHR
Q: Are there any fees?
**A:** Yes — UdonFi applies a small operational fee:
* **Staking fee:** 0.3% of the staked CHR amount\
Example: Stake 100 CHR → receive 99.7 stCHR (0.3 CHR used as fee).
* **Unstaking fee:** 0.3% of the redeemed CHR (after the 14-day unstaking period).
These fees support validator operations and protocol maintenance.
Q: How long does unstaking take?
**A:** Chromia’s native network requires a **14-day unstaking period**. During this time:
* Your CHR is locked and not earning rewards.
* After 14 days, your CHR is automatically released to your wallet.
UdonFi follows the same unstaking rule as the Chromia Vault.
Q: Is stCHR always equal to 1 CHR?
**A:** Not exactly. The value of stCHR **gradually increases** compared to CHR as staking rewards accumulate. Over time, **1 stCHR = 1.x CHR**, reflecting the rewards earned by your staked CHR.
Q: How do I view my rewards?
**A:** Go to:
You’ll see:
* **Upcoming Rewards** – Next daily rewards to be distributed.
* **Accumulated Rewards** – Total CHR earned.
* **Claim History** – Historical reward distribution.
Rewards are **automatically sent** to your staking account — no manual claiming is required.
Q: Can I access the staking account UdonFi created for me?
**A:** No. The staking account is **non-custodial and programmatically managed** by UdonFi to stake on your behalf. You can view it on the **Chromia Economy Chain Explorer**, but you **cannot transfer or withdraw** directly from it. This ensures transparency and security.
Q: Can I use stCHR in other DeFi protocols?
**A:** Yes. stCHR is a **Liquid Staking Token** that can be integrated into other DeFi applications — such as lending, borrowing, or liquidity pools. As the UdonFi ecosystem grows, more integrations will become available.
Q: Can I earn extra rewards for staking on UdonFi?
**A:** No, UdonFi does **not** currently offer additional incentive rewards for staking. Your yield comes solely from Chromia’s native staking rewards and validator fee sharing.
Q: Example calculation
**A:**
| Action | Input | Output | Notes |
| ------- | --------: | ----------------------: | -------------------------------------- |
| Stake | 100 CHR | 99.7 stCHR | 0.3% staking fee |
| Earn | — | stCHR → CHR value grows | Auto-compounding daily |
| Unstake | 100 stCHR | \~99.4 CHR | Includes 0.3% unstake fee, 14-day wait |
Q: TL;DR
**A:**
* Stake CHR → receive stCHR
* stCHR = liquid version of your staked CHR
* Rewards auto-distributed daily
* 0.3% fee for staking & unstaking
* 14-day unstake delay
* stCHR usable in DeFi
---
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